New Mon Apps?

[jdeasy]

OK, I got my new Monumental apps today. I don't write much Mon and I just did a cursory look at the app and don't see any real changes.

Anyone have the cliff notes version of what's different?


Oh yeah, the rate charts they sent are the old ones. Good thing the phone app updated.

 

[pcbinsurance]

They took a "mental" question off the new app.....which is great since most of the people I talk to are wacko.

https://docs.google.com/viewer?a=v&...0.1&zw&sig=AHIEtbQ9bprbPs1XW8ZB8AxQo3SEbVanyw

 

[HoosierLife]

They specifically state that O2 for Sleep Apnea is graded. It used to say O2 to assist in breathing for disease or disorder. Now it's just any O2.

Somebody told me sleep apnea was always graded, but I dont know.
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They took a "mental" question off the new app.....which is great since most of the people I talk to are wacko.

What mental question? I thought Rearden said send all the crazies to monumental anyway.

 

[pcbinsurance]

I am just seeing the new apps now and would need to dig out an old one to see which question is now gone. Ask Todd---he's the one who told me about that when I asked him about someone I have who has a couple of mental issues.

 

[HoosierLife]

Oh snap, I just looked at the under 44 app. It's got like 15 extra questions on it. Like on parole/probation is a decline. It's messed up, you dont even see if they're gonna get graded/std/preferred on the <44 app. You just have to note the info on the Supplemental Info page and I guess UW will decide???
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I am just seeing the new apps now and would need to dig out an old one to see which question is now gone. Ask Todd---he's the one who told me about that when I asked him about someone I have who has a couple of mental issues.

Oh that was the last question on the app but it was only applicable to people under 50.
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Anybody using a scooter or a wheelchair in the last 2 years is graded. This new product sucks!

I guess theyre new niche are healthy, law abiding crazy folks between 45-49!

 

[TDFnCali]

OK, I got my new Monumental apps today. I don't write much Mon and I just did a cursory look at the app and don't see any real changes.

Anyone have the cliff notes version of what's different?


Oh yeah, the rate charts they sent are the old ones. Good thing the phone app updated.

Not approved in Cali yet...and Im praying it never does, had to use Monu today!

Old Monu 4 Life!!!!!

 

[JimmyUt]

They specifically state that O2 for Sleep Apnea is graded. It used to say O2 to assist in breathing for disease or disorder. Now it's just any O2.

Somebody told me sleep apnea was always graded, but I dont know.
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What mental question? I thought Rearden said send all the crazies to monumental anyway.

Got a guy on a cpap a standard today.

 

[rousemark]

Got a guy on a cpap a standard today.

CPAP doesn't use O2 .

 

[JimmyUt]

CPAP doesn't use O2 .

I was responding to his statement that somebody had told him sleep apnea was always graded. On a side note, I have had clients tell me they have oxygen hooked up to their CPAP