They weren't in great health, it's just that I was pretty sure they qualified. One had COPD, but had quit smoking over a year ago, another was on insulin and had stage 3 CKD. She had been declined by PFA, I then wrote her CICA, she lapsed that after a few mos. due to banking change she didn't tell me about and Trans Express was cheaper (but paid more commish) than rewriting her with CICA.
New Trans offering!!
- Thread starter jdeasy
- Start date
Plus the billing and customer service with Trans are far better than CICA.
That's partly what's driving me away from writing as much CICA. However, CICA still approves more folks for me (even with the new underwriting) than the new Trans does
- 1,824
Trans needs to do something to improve SS billing. Ridiculous that it still takes 10 business days from the app/issue date to set up SS billing. Sometimes it takes 45 days from the app date to set up a first draft using SS billing.
Work around is get a signature on the payment form and put them on SS billing after the 1st draft.
Work around is get a signature on the payment form and put them on SS billing after the 1st draft.
- Thread starter
- #135
- 19,579
Just had another decline with Trans Express. $335/mo.
But all is good. CinnEq approved her.
But all is good. CinnEq approved her.
- 4,119
For all your hard work JD you should be writing LBL's home service product with a 25-30% renewals on it.
- Thread starter
- #137
- 19,579
Are you pimping that now too?
Steven Lowery
New Member
- 2
For some dumb reason, I decided to try again with a lady who had a stent in 2021. Declined.
