Newbie Looking for Direction

I agree about FE. I would only add that in his age group and natural warm market that a couple good term companies would be easy sales. HOWEVER, not get to many companies to start. Or risk the "aggressively getting ready syndrome"


Go independent.

Buy some leads.

Have your wife call them and make appointments.

sell.

Have your wife handle the paperwork.

Sell.

Have your wife follow up on the business and the clients.

Sell.

and you will do great! :)

But, before you do that, you need to find a niche and focus on it ... I recommend starting with Final Expense or Medicare Supplement ... then go from there ... they are your door opener and you make good money while doing it.
 
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I've heard that 70% of the industry is captive. Is that true? I recently went from a Fortune 100 mutual life insurance company to independent and life has been better ever since.
 
Concerning the agent who only does auto would he be open to you coming on board and expanding with other carriers into home, life, health, etc.? THat might be a possibility. If American Family is in your area you may want to talk to them. If I talk to NYL and consider going with them I would also talk to MM, NWML, Guardian, and Metlife. Metlife will pay a salary of up to $1,000 or so per week for the first 17 weeks.

Agreed, i would reccomend Metlife / New England FInancial, Mass Mutual or Guardian. I know plenty of west coast general agents and would be happy to make a phone call for you(i am not a recruiter...my firm is in NJ). Let me know if I can help.
 
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