I'll top that, by law, commissions and plan prices have to be the same in and outside the exchange on a similar product/plan. So, if all these people the same age/zip own a bronze BCBS plan:
Joe is off exchange and pays $500 w/ NO subsidies
Jill is on exchange and pays $250 w/subsidies
Billy Bob is on exchange and pays $50 w/subsidies
Tell me what the commission is? The SAME
Joe is off exchange and pays $500 w/ NO subsidies
Jill is on exchange and pays $250 w/subsidies
Billy Bob is on exchange and pays $50 w/subsidies
Tell me what the commission is? The SAME