Not a Typical FE Case

[TDFnCali]

Would it make sense to try a simplified issue first, getting something in place before he gets word that he's been table rated to a higher level than he wants to pay, or possibly declined by a surprise in his bloodwork, etc?
For the same $192, he gets RNA's SIWL and their heart attack question covers the past 36 months. If he wants more coverage, Mutual of Omaha's Living Promise WL could do $40k for $322/mo.

Funny, I was thinking the same thing...I was going to offer that to him tomorrow.

 

[Norton]

Funny, I was thinking the same thing...I was going to offer that to him tomorrow.

I'm new to the business, but trying to be a quick study.

 

[WinoBlues]

Sitting in the elephant bar in Sac. So I do not have anything with me. New phone, so I do not even have compulife on it yet.

Protective can be pretty aggressive on this type case if this guy was preferred before and is very good now. No family history and no muscle damage.

Let's say he comes in T2. So the premium comes in @ maybe $300.
Are you sure he would not go with it or $250 for a bit less?

I would shop this out for him also, you have nothing to lose. Start with a heart questioniere.

Maybe insurance monkey will tap in.