NY Vacant Home Remodeling Product

We have used Tapco (Since they're so fast, you just call and have a quote and binder usually within 10 minutes), USLI, Beazley, and Complex Coverage is coming out with a new product through Maritime that we're excited about.
 
Zurich builders risk gives you up to 1 year after construction is completed.
I've never seen very competitive pricing from the e&S market on a vacant with remodeling.
 
Zurich builders risk gives you up to 1 year after construction is completed. I've never seen very competitive pricing from the e&S market on a vacant with remodeling.

They told me there was no coverage after construction was complete. Maybe because it's only a 6 month policy or I added existing structure coverage???
 
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