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That's getting bigger with ICHRA. Not everywhere but some states.Also, I would say 5% of ACA market is off exchange. Not worth the effort even in 2 states, much less 25
I dont do group and won't touch hra's, market too small and admin a pain i dont want to be involved with.That's getting bigger with ICHRA. Not everywhere but some states.
Also depends on where you get leads. We have some agents that write a lot because most of their business comes from financial advisors with early retirees. But if that's not your market, you might as well ignore it
Smart. Some people think ICHRA is an individual product but it's not. It's a group product and there is a lot more to it than just adding members to your book like it's the MP. I've seen some agents get underwater because they don't understand it.I dont do group and won't touch hra's, market too small and admin a pain i dont want to be involved with.
Also, I would say 5% of ACA market is off exchange. Not worth the effort even in 2 states, much less 25
I can't tell if Ehealth will offer OFF or ON Market plans or both?Smart. Some people think ICHRA is an individual product but it's not. It's a group product and there is a lot more to it than just adding members to your book like it's the MP. I've seen some agents get underwater because they don't understand it.
Some ICHRA TPA's will do both but they usually do not explain that if the employee chooses an on exchange plan, they are not able to get a tax free reimbursement. You can only get the tax benefit if the plan is off exchange.I can't tell if Ehealth will offer OFF or ON Market plans or both?
"Iris by eHealth" ICHRA Solution Makes Employer Health Benefits Affordable with Personalized Coverage for Employees
Today eHealth, Inc. (Nasdaq: EHTH), a leading online private health insurance marketplace, announced the launch of Iris by eHealth , an end-to-end Individual Coverage Health Reimbursement Account (ICHRA) solution for employers who want to support employee healthcare but struggle with the...ir.ehealthinsurance.com
Please clarify. Are you talking Aca aptc reimbursement or HRA reimbursement? Why would it matter as aca MP apps have hra questions and doesn't say to check w employerSome ICHRA TPA's will do both but they usually do not explain that if the employee chooses an on exchange plan, they are not able to get a tax free reimbursement. You can only get the tax benefit if the plan is off exchange.
HRA Reimbursement. It can only be tax free off exchange. MP doesn't know the rules of ICHRA, they are only determining if the applicant qualifies for a plan/subsidy.Please clarify. Are you talking Aca aptc reimbursement or HRA reimbursement? Why would it matter as aca MP apps have hra questions and doesn't say to check w employer