If you have multiple employees, just stagger the lunch breaks so that someone is always available.
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Prior to Affordable Care Act, restricting people to less than 40 hours was a means to not pay benefits
make a lot of sense for an older agent.
define older . . .
To be more succinct: it could make a lot more sense for more established agent and or agency.
I prefer the term seasoned . . . .
What about pickled?