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The road to the insurance industry is paved with broken promises, fine print, and bones of their agents.
ins.dave and the rest of you folks have been in this business long enough to know how the industry generally operates. With a few exceptions, the blue Correction Dept. bus should empty-out and load-up every "corner office" occupant.
I was a company marketing officer for many years. I know first-hand what a bunch of theives and bandits most of these companies are.
Many of the products are wonderful, and help millions of families. The industry itself, however, is as phony as the last Afghan election.
To keep defending it is pure self-interest.
atlantainsguy
The government already runs two of the largest public options in the world - Medicare and Medicaid. Their lack of cost control, fraud and abuse, and denial of care are stratospheric and, worse yet, there are no insurance carriers to blame it on.
Yet we are promised all these reforms and cost savings measures in the medicare and medicaid of the future. What exactly is the government waiting for to get going with those measures? We act as though there is no experience with public options so we can only rely upon theory. Instead we are saying that medicare and medicaid are riddled with fraud and waste and going broke so "if the government can run health care better why dont we let them." How about turning the question around asking why we would want them to take over the private sector plans or drive them out of business with a subsidized public option when they have frigged up the programs they have already?
Yes, I understand the argument that no senior would want to see the government abandon medicare, and neither would I. But that is because in order to get the good stuff you have to have the backing of the government to have bottomless pockets to keep paying for it and subsidizing it no matter what the true cost. That is some model to bring to the rest of industry and we are well on our way.
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