Gotta be careful who you contract with while creating or maintaining a personal brand. I was with Lincoln Heritage which had/has alot of nice selling points. I produced for them on a monthly basis but the agency I was aligned with had this 5k a month minimum requirement. My question is why? They pay strictly commission and it costs basically nothing to have me on as an agent. They canceled my contract for not reaching the 5k minimum which makes no sense. If I am producing ANY business it is worthwhile to have me represent them....when they are giving me NOTHING as far as a salary. The only reason they would cancel me is out of pure spite. A way to "get back at me" for not making them enough money. A way to "zing me." So I'm out representing them in my community saying how great they are and then have to go around saying "ehh...they aren't so great after all." If they gave me a salary it would be one thing...or free leads. But they don't. They charge agents exorbitant prices for I will admit are decent leads. As decent as can be had at least...but in no way are they "free". Anyway...watch out for Lincoln Heritage agencies. The company itself seems to be fine..but it's the agencies who will get you with their psychotic "sell...sell...sell" approach....and it you don't they will try to "get even" with you and punish you any way they can out of revenge and spite. That's just the way it is.