Help!
I have a restaurant owner who would like to cover his core group of employees: himself, a day cook, a night cook, and a manager. Everyone else who works for him is, at least at their establishment, considered part-time. The owner will be funding the premiums for this 4-person group at 100%.
One carrier has told me that EVERYONE who works 25+ hours must be offered the group plan. Is that a State law (Ohio) or a carrier rule? If it's a carrier rule, does anyone know of a carrier who will let the employer determine the # of hours required to be considered full-time?
In short, what's the best way (legally, of course) to help this restaurant owner cover his 'core group' of employees? This restaurant, like many others, has lots of turnover and he simply can't afford to cover everyone who happens to hit 25 hours. Make sense?
Many thanks in advance!!!
I have a restaurant owner who would like to cover his core group of employees: himself, a day cook, a night cook, and a manager. Everyone else who works for him is, at least at their establishment, considered part-time. The owner will be funding the premiums for this 4-person group at 100%.
One carrier has told me that EVERYONE who works 25+ hours must be offered the group plan. Is that a State law (Ohio) or a carrier rule? If it's a carrier rule, does anyone know of a carrier who will let the employer determine the # of hours required to be considered full-time?
In short, what's the best way (legally, of course) to help this restaurant owner cover his 'core group' of employees? This restaurant, like many others, has lots of turnover and he simply can't afford to cover everyone who happens to hit 25 hours. Make sense?
Many thanks in advance!!!