PIP Deductible in Florida

alaskacobalt

New Member
2
While PIP is relatively simple to understand with numerous examples all over the net, the deductible is something that is somewhat ignored altogether.

At some companies, it is stated that you can raise the deductible to $1,000 if you have health insurance as your health insurance will cover this deductible.

My understanding is that this is health provider dependent. They did cover it in my accident, but I am curious if this is standard practice. I worked at a company that used to promote this raised deductible as a means of saving money over competitors. I now work at a company that basically wants us to ignore the PIP deductible conversation altogether.

Looking for some general thoughts on this topic as I couldn't find any information in regards to it anywhere online.
 
A few of our carriers, told us not to include the deducible. Their reasoning was it is more likely to get an attorney involved in the accident.
 
Back
Top