Pitbull in Missouri

[360]

Have a life client that was just informed by American Family that because they have a pitbull they either need to get rid of their dog or their rates are going to more than double and they need to sign an agreement that any claims relating to the dog will be excluded.

Anyone know of a carrier in MO with more relaxed policy?

No prior claims.

 

[stormtracker]

Have the pit bull see a lawyer about adverse selection. Don't tell Al about this because all Alabama 58er's still have a pit bull to keep the rif raf out of the yard. I'd even go so far as to postulate that there is a positive correlation between mobile homes and pit bulls. The only better "fence" is a .38. These are sure evidence of three violations of the liberal manifesto and concrete proof of the white trash security blanket. I am Heinz 57 so not sure where my loyalties lie...

 

[JasonH]

There are companies that will insure someone with aggressive dog breeds but rates tend to high and they usually offer a very small liability limit for animals. Assurant is one that I know of off the top of my head.

 

[arnguy]

I didn't know that Yoda was located in Missouri.

 

[JMO Fan]

Whew! I thought this thread was going to be about me.

 

[Yoda]

"I didn't know that Yoda was located in Missouri."
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No I am not one of those ozark pitbull loving hillbillies in Misery!......Seriously I have nothing against the state of missouri other then that god awful bland boring drive on I-70 from St Louis to KC....Like my dad said when I was a kid and we were vacationing in Missourri "they call this the show me state but it don't show me much"

 

[whoaskew]

When I worked at Farmer's, the DM told me that unlike other insurers, they didn't have a "banned dog" list.

I don't know what might have changed since I left Farmers in 2006, but check out Foremost and any other Farmer's owned companies.

 

[mybeloveds]

thanks for the info

 

[Aram Fingal]

I'm pretty sure Farmers has a "dog list" but I think that Foremost will allow you to exclude the liability... not that that is necessarily a good idea. Some companies will allow you to write a policy with a "dangerous breed" dog if the dog has been through obedience training, has never bitten anyone, is kept in a fenced yard on a leash, etc., etc., IF the rest of the risk is spotless. Ask your underwriters...

 

[arnguy]

I dunno, Aram, but that cat in your avatar sure looks like a dangerous breed----possibly an attack cat!