Plumbers and Small Contractors

[Nick123]

Hey,
Having a hard time placing plumbers into something like a BOP that has tools coverage built in. I found some great priced products but they are all non-standard. Any ideas
THANKS!

 

[STIBROKER]

have you tried midgets.....

http://dontevenreply.com/view.php?post=83

 

[bigindy]

What state are you writing in? This should the appetite of most carriers....

 

[Nick123]

SC, HVAC, PLUMBERS, DRYWALL, ETC....I don't have many standard carrriers that want them. Any advice.

 

[OCinsurance]

what carriers are quoting the plumbers for you?

 

[Dudley76]

SC, HVAC, PLUMBERS, DRYWALL, ETC....I don't have many standard carrriers that want them. Any advice.

Nick,

Is it so bad that you can't place your risks with a BOP? If you are getting great rates with non-standard carriers, why not just add an inland marine for the BPP?

 

[Bertolinoins]

None for plumbers.
In CA we use Financial Pacific, BTIS and Arrowhead for small artisans. BTIS and arrowhead write in multiple states.

 

[OCinsurance]

I would be happy to quote a plumber for you just to see how the rates look. Can you give me a zip code, payroll, and gross receipts?

 

[JCK818]

I just wrote a plumbers risk with BTIS, no other carrier came close.

 

[OCinsurance]

Make sure that you understand the difference in the BTIS policies because some have sunset clauses, some have other clauses that make them cheaper than the competition.