Premium Free Part A Younger Spouse

[rmhaire]

I knew you could do it .... I wonder what else we can do to screw with him.

 

[shonceman]

Good timing. So your wife robbed the cradle.

LOL! I tell her that all the time! Her birthday’s in May and mine’s in July, so right now she’s 3 years older. I tease her about that, too. She was drop dead gorgeous in her younger years, and still beautiful at age 68. We just celebrated our 45th anniversary on Friday.

 

[rmhaire]

LOL! I tell her that all the time! Her birthday’s in May and mine’s in July, so right now she’s 3 years older. I tease her about that, too. She was drop dead gorgeous in her younger years, and still beautiful at age 68. We just celebrated our 45th anniversary on Friday.

Congratulations.

Yesterday was our 51st.

 

[shonceman]

Congratulations.

Yesterday was our 51st.

Congratulations to you, too!

 

[selfgen]

Someone turning 65 lacks 40 hours of substantial earnings (only has 24) but spouse, age 60, does have 40+ hours.

Can the T65 spouse use the younger spouses work credits now or does he have to wait until spouse is 65?

I had a client with a similar situation. He was 65 but needed his younger spouse’s credits to get Part B. He had to wait until she was 62. That took about 3 years. So by the time he added Part B, he was 68 years old. Guess what. Medicare penalized him!
That’s right, he’s paying a penalty! That doesn’t sound right and we are currently contesting it. He’s being penalized due to his wife’s age.