As an adjuster the fact that the vandalism was bad enough to total it makes it suspicious right off the bat. Depending on what kind of car it is, it might not take much vandalism to total one. I have paid many fraudulent claims (because we could not prove it was fraudulent) but when you get 1993 Chevrolet lumina with all panels keyed - with comp coverage and no collision its pretty obvious whats going on.
The adjusters want to pay the claims and move on but there is something suspicious about your claim or statement that lead them to investigate further. If you have nothing to hide, just do what they ask and the process will go rather smoothly.
The adjusters want to pay the claims and move on but there is something suspicious about your claim or statement that lead them to investigate further. If you have nothing to hide, just do what they ask and the process will go rather smoothly.
