Question About ACA and Pre-Existing Conditions

[timsip]

I'm not sure why we aren't on the same page but I've said twice now that I'm not asking about buying a plan on the exchange, so I'm not sure why you keep saying "the only way that you can get a plan now is if you qualify for a Special Enrollment Period".

Yes, the enrollment period is over for the exchange for this year, but surely you aren't saying that a person can no longer buy insurance on the free market?!

Like I have said in previous posts: regardless of on or off exchange, you can only buy insurance during open enrollment unless you have a qualifying event that grants you a special election period.