Quote for a 62 male

I write a lot of the Lafayette Life Heritage 2020 WL. The monthly premium for 62MNT is $170.55 and for a 59FNT it is $125.46. A+ Superior rated carrier owned by Western Southern.

Billy is that a standard rate or preferred?
The quote I received from them was SIWL on an IMO web site.
Shooter
 
The Heritage 2020 plan is not their SIWL. Looks like he would need a paramed and urine. Under $100 000 face is a standard risk.
 
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