G
Guest
Guest
Carol you are looking at lots of answers, but you have not examined the questions yet.
Anyone can sell you financial products. And there are no shortage of these "anyones" around. You don't need people pitching products at you. What you need is to sit down and determine your current needs, your mid-term needs, and finally your long-term needs. You need to consider these in the context of where you are NOW in life (single parent with whatever future job prospects you might have) compared to where you WANT to be in 10 years, 20, etc.
Instead of you trying to be the agent, why don't you just be the client. Find yourself a good agent who has on his or her business card the name of an insurance company you have heard of... like New York Life ("the company you keep") or Met ("it pays" and Peanuts) or MassMU ("we'll help you get there) or Mutual of Omaha ("begin today" and Wild Kingdom) as well as many others out there. Maybe talk with two or three until you find someone whom you like and who takes the time to LISTEN to you.
I say that you should choose from a large, well-known house because you have a good chance of getting someone who was well-trained and who will use a good methodology for finding the facts and who will have access to a computer system that will digest all the data and output lots of options. That doesn't mean they will be a great agent, but the odds are with them. However, if someone gives you a solid recommendation about an independent agency, talk with them as well.
Give yourself three weeks to talk with agents and decide on whom you want to work with.
You agent should do a complete and thorough fact-finder and should be able to present you with a compete analysis of what you need to get to where you want to get too... be it money for kids college, buying a home, assets for retirement, etc.
You are looking for solutions. Let the solutions come to you and find someone who will present them in a way that makes sense to you.
Let us know how it turns out.
Al
Mutual of Omaha
InsuranceSolutions123 Agency
Anyone can sell you financial products. And there are no shortage of these "anyones" around. You don't need people pitching products at you. What you need is to sit down and determine your current needs, your mid-term needs, and finally your long-term needs. You need to consider these in the context of where you are NOW in life (single parent with whatever future job prospects you might have) compared to where you WANT to be in 10 years, 20, etc.
Instead of you trying to be the agent, why don't you just be the client. Find yourself a good agent who has on his or her business card the name of an insurance company you have heard of... like New York Life ("the company you keep") or Met ("it pays" and Peanuts) or MassMU ("we'll help you get there) or Mutual of Omaha ("begin today" and Wild Kingdom) as well as many others out there. Maybe talk with two or three until you find someone whom you like and who takes the time to LISTEN to you.
I say that you should choose from a large, well-known house because you have a good chance of getting someone who was well-trained and who will use a good methodology for finding the facts and who will have access to a computer system that will digest all the data and output lots of options. That doesn't mean they will be a great agent, but the odds are with them. However, if someone gives you a solid recommendation about an independent agency, talk with them as well.
Give yourself three weeks to talk with agents and decide on whom you want to work with.
You agent should do a complete and thorough fact-finder and should be able to present you with a compete analysis of what you need to get to where you want to get too... be it money for kids college, buying a home, assets for retirement, etc.
You are looking for solutions. Let the solutions come to you and find someone who will present them in a way that makes sense to you.
Let us know how it turns out.
Al
Mutual of Omaha
InsuranceSolutions123 Agency