Recommended Med-Supp Carriers in Georgia

[soupdawg]

Before contracting with all these companies, which companies in Georgia are going to have competive rates and commissions. I am currently appointed with MO/UW through SMS and, after reading everyones response, I will probably contract with ANTEX and UnitedHealth/AARP through SMS. If their are better contracts or opportunities with other companies, please share.

In building a block of business, why wouldn't I want to place the majority of my business with that company?? And if there is one company that competitve, why do I need access to other companies? In two years I have seen UM premium increase from $98 to $134.

 

[Todd King]

It's rather funny but I was looking up info on that very thing today. I didn't go in depth with it mind you, but I did see that UW was there, but seems to be a little higher in GA than other states, I did a comparison with Loyal American and the rates were very compatable with UW. Since the commission is about 5 points higher, I would say they are not a bad company to be with especially because of their final expense. MOO/UW is not a bad company or anything but the commission levels are terrible.

 

[jacobtn]

good luck dealing with SMS. They have been horrible to deal with, and have lied to me many, many times. I have AARP/UHC contract through them, and the whole scenario has been an absolute disaster to do biz through, ZERO customer service, 8 weeks to mail clients Med Supp ID cards, etc.

SMS compounds the problem by saying "we'll look into it" and never do, a certain individual over there has flat lied to me on three different occasions.

In short, good luck with SMS and AARP if you go that route.
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BTW, Shenandoah was great in Georgia until recently!

 

[policy doctor]

I don't know what part of GA you're working in but those med sups rates vary.

I'm in metro Atlanta and just the other day Antex rep called to recruit me. Turns out their 65/F/NS for Plan F is $198/mo in Cobb County. Even he was shocked at the rate.

Standard Life has a new line with rates similar to MOO. Problem is their commission is 10% so if you qualify you get a 15 mo advance. (HOO_HOO) So if a 65 yr old premium is $129....you made a pile of money there pardner. They also offer a telephonic final expense. (for those who care to know )

 

[sman]

good luck dealing with SMS. They have been horrible to deal with, and have lied to me many, many times. I have AARP/UHC contract through them, and the whole scenario has been an absolute disaster to do biz through, ZERO customer service, 8 weeks to mail clients Med Supp ID cards, etc.

SMS compounds the problem by saying "we'll look into it" and never do, a certain individual over there has flat lied to me on three different occasions.

In short, good luck with SMS and AARP if you go that route.
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BTW, Shenandoah was great in Georgia until recently!

I haven't had any problems with SMS. Sometimes they are little slow to respond, but that seems to be the norm with most any FMO.

As for writing AARP through them, they actually go through Network Insurance for this contract. So they likely are having to contact Network Insurance when you have a question. I'd love to know who over there has lied to you. I've dealt with a few folks on the Med Supp side and have to say that Dwane is probably the best at getting answers for me.

As for the clients I.D. cards, neither SMS nor Network Insurance has anything to do with that. AARP sends those directly to the client. Your beef is with them and not the FMO. Contact UHC at 888-381-8581 if you have service issues on products. I rarely contact the FMO with carrier problems unless I just can't get something resolved on my own.