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I am beginning to think this is not worth the cost to the client. Anyone else feel this way?
I am beginning to think this is not worth the cost to the client. Anyone else feel this way?
I am beginning to think this is not worth the cost to the client. Anyone else feel this way?
I just cant imagine RC on contents is that much cost.
So what is your solution or recommendation? An inventory list with prices
Seriously? I can't believe any insurance agent would even ask that question. Are you a troll, just here to start an argument?
During my years as a property claims adjuster I had thousands of Replacement Cost claims and you know what, nobody, not one single policy holder ever told me they wished they didn't have the Replacement Cost coverage.
It isn't. Many insurance companies include it automatically and don't even show a separate premium for it.
A Personal Articles Floater Policy that itemizes everything with agreed prices generally costs about 2% of the total value. So if you cover $50,000 worth of personal property that way you are paying $1000 for the policy when your homeowner's policy will include it for a pittance.