Replacing a GW policy

[goillini52]

Have known agents that would take advantage of their mothers to make a commission.

That's true. I've known a few of those too.

 

[WinoBlues]

client pays $89 for a gw that was issued 23 months prior.. 1 month to go
snl might offer same coverage at $54. . but clock goes back and 24 month wait..
thoughts on how to advise with only client best interest concern??

 

[mudhound]

Have known agents that would take advantage of their mothers to make a commission.

I've seen it too. SAD!!!