Selling Life Policies

[Mr_Ed]

Looks like reading comprehension is a bit of a challenge for you.

I didn't assume anything. I asked if your clients took it into consideration before canceling their policy. Nothing more, nothing less.

looks like short term memory is a bit of a challenge for you.

your post was:

Interesting. For the married couples, do you take into account the loss of income from Social Security?

 

[VolAgent]

looks like short term memory is a bit of a challenge for you.

your post was:

Stay on topic. What does this have to do with the Browns and Johnny Football?

 

[WinoBlues]

Stay on topic. What does this have to do with the Browns and Johnny Football?

The Browns play football?

 

[pfg1]

the browns play football?

lol!!! ...............20

 

[ltcadviser]

I have a lot of clients who are at that stage in life where they don't need their life insurance anymore.

Most of them have term policies that have at least $250K in death benefit.

They have no debt, they are retired and they are cancelling their life insurance and buying ltc insurance (from me) instead.

would it make sense for them to sell their life insurance policies?

if so, what do I need to ask them to find out if their policy is "sellable"?

any help would be appreciated.

thanks.

sao

Young/insurable/term life is the polar opposite of a life settlement opportunity

 

[Mr_Ed]

Young/insurable/term life is the polar opposite of a life settlement opportunity

understood.

danke.

 

[bobson]

I have a lot of clients who are at that stage in life where they don't need their life insurance anymore.

Most of them have term policies that have at least $250K in death benefit.

They have no debt, they are retired and they are cancelling their life insurance and buying ltc insurance (from me) instead.

would it make sense for them to sell their life insurance policies?

if so, what do I need to ask them to find out if their policy is "sellable"?

any help would be appreciated.

thanks.

sao

I know a guy who knows a guy that buys people's life insurance policies. Amazing how quickly after the policy is sold the insured dies, usually in car wrecks or explosions. Keep this on the down low.

 

[Mason5961]

I have a lot of clients who are at that stage in life where they don't need their life insurance anymore.

Most of them have term policies that have at least $250K in death benefit.

They have no debt, they are retired and they are cancelling their life insurance and buying ltc insurance (from me) instead.

would it make sense for them to sell their life insurance policies?

if so, what do I need to ask them to find out if their policy is "sellable"?

any help would be appreciated.

thanks.

sao

Yes you can sell a term policy it is called Life Settlement but customer has to be over 70 and have health issues, Email me back I can show you how to do it