If I ever get caught playing in an illegal poker game by the vice squad, I'm using this ... We're not gambling officer, we're transferring risk.As one poster put it in his profile signature: "You can transfer the risk or you can own the problem."
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If I ever get caught playing in an illegal poker game by the vice squad, I'm using this ... We're not gambling officer, we're transferring risk.As one poster put it in his profile signature: "You can transfer the risk or you can own the problem."
So you wholly don't respect your own profession?Insurance is professional gambling... We dress it up and make it look sexy, we have PhD's work the numbers and attempt to see the future, we use hopped up computers to analyze the risk... but at the end of the day, it's still professional gambling.
If I ever get caught playing in an illegal poker game by the vice squad, I'm using this ... We're not gambling officer, we're transferring risk.
And don't forget about all the free shit.As others said MAPD works very well if you never make a claim, especially in your life time. And agents look at it and say easy commission and clients does not have to pay a penny. That looks easier than other insurance sales because you usually have to build need/value/budget and then close. MAPD sale value is that its free, budget needed is zero and its easy to tell someone 65 years old that one day they may get sick. This is of course very misleading.
Next year they'll be giving away free sex toys. My phone will be ringing off the hook.And don't forget about all the free shit.![]()
So you wholly don't respect your own profession?
No. Insurance is not gambling. Insurance is risk transfer to companies who can pool the risk using actuarial assumptions to factor in estimated claims and profitability. Sometimes it's more profitable and sometimes it's less... but it's always a risk transfer to the insurance company who can handle the risk.
As one poster put it in his profile signature: "You can transfer the risk or you can own the problem."