Seniors "TERM" similar to NYL/AARP?
- Thread starter Jon Dough
- Start date
- 7,015
Maybe, but why would you want it? Those type of term plans are horrible policies for seniors. I wrote an article teaching agents how to replace those type of policies recently:
https://www.linkedin.com/pulse/buy-term-invest-differencenot-joshua-jones/
https://www.linkedin.com/pulse/buy-term-invest-differencenot-joshua-jones/
- Thread starter
- #3
Some people do not want advice--they want what they want.
Standard Life and Casualty 's Savers Term if in your state.
- 7,015
Are you the person that doesn't want advice or do you have a client wanting term?
If you have a client wanting term, you could find them a 20-30 year level product that would be less expensive and a better fit for your client.
- Thread starter
- #6
WOW cool will check them out!
EDIT--they dont show that product on their website and they dont have an emall address--just a link that doesnt open. Do you have an email?
Last edited:
- Thread starter
- #7
Sorry--no some clients assume themselves to be the "EKKSUPRT" and insist on something even if its not the best
- 4,130
Forrester's will do their "your term "to 90
Americo hms can sorta do it to
Americo hms can sorta do it to
- Thread starter
- #9
EDIT--they dont show that product on their website and they dont have an emall address--just a link that doesnt open. Do you have an email for them?
Last edited:
- 26,179
I am quoting a 68 year old client 20 years. A couple companies came up AIG and Americo were two. She will most likely go with a GUL in the end. Another option maybe to dial down a GUL.
FYI, the term prospect is a long time client. This will be the third policy I have written her.
FYI, the term prospect is a long time client. This will be the third policy I have written her.
Similar threads
