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I always get a kick out of the "highbrow" types that are security licensed and look down their noses at health and fixed life insurance brokers. Many of them consider us "transactional" salespeople who have no "relationship" with our clients...Its sad, many mutual fund guys act superior to insurance guys and claim often they can make more money than us. Well, the best decision I made financially was to drop my variable licenses and concentrate on pure insurance. Let the money jockies fight for their "high net worth clients". I could care less.