Shopping For Contracts

Highest contract in NY is not very high (99%.) If you want the best contract and you can prove you are a "Heavy producer," then your best bet is to contact he carriers directly in NY. Unlike the other 49 states, this is the one state in which I would recommend going direct when it comes to Life Insurance. In the other states, you are usually (don't jump down my throat, I said usually not always) better going through a firm.

Unless you are looking at doing phone sales using Non-Res, you are better off going direct.
 
"If your a big hitter you would not be on here asking for contracts..end of story"
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You are correct sir!:1laugh:
 
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