Shopping MedSupp Underwriters?

[MedSuppPro]

Shopping for a MedSupp for a non-GI client can be a real challenge today. Many applications have added catchall generalized health questions that can give company underwriters plenty of wiggle room to decline an application.

In the old days, I would shop underwriters for life and LTC coverages. By submitting several applications at once you may get several offers for your client.

Has anyone outside of the GI states tried shopped underwriters for MedSupps? Seems like a lot of work.

 

[Focus LTC]

If you go over their Rx's and find out what they take them for, you should be able to answer the health Q's accurately. If you are ever in doubt if they will be approved or not, call the UW while your in the house and get an answer. No need to submit a bunch of apps.