Simplified Issue Term with Debit Card

[griffinins]

Good to know. They are using a prepaid rushcard. Need another carrier for this. Any other recommendation for this? 100k simplified issue with prepaid debit card? Any help appreciated.

Fidelity Life rapid decision express if they can stand the payment.
https://sec.fidelitylife.com/Quote/

 

[goillini52]

Oh, I believe you about pre-paid cards. You mentioned "DE cards" and I thought you meant debit cards instead of direct express. (I don't even know what those are.)

A Direct Express card is for people that get money from the government, but don't have a checking account...usually because they abused them in the past with NSF's.

The companies that take it are realizing that to make it work, they have to deduct the premium as soon as the money is deposited on the card(12:01 AM), because the card holder will drain the money off the card that same day.

The FE buyers are usually the one's you see with these.

 

[dbrown]

Which carriers offer not only over the phone sales of simplified issue but full underwriting w/term product with living benefits?
Thanks in advance!