Simplified Term/UL Products for PTSD

[tbrickey]

Are there any Simplified Term/UL products that will accept Clients with PTSD?

 

[rousemark]

Are there any Simplified Term/UL products that will accept Clients with PTSD?

Just replied to your other posts? Where are you getting your prospects?

 

[tbrickey]

The prospescts are VA vets that are settling there Pensions,and there income streams needto have a lifev insurance wrapper. I have 150 Cases with PTSD, the cases can only be simplified. looking for a simplified carrier to place the business with on a Term/UL product.

 

[JRoot]

The prospescts are VA vets that are settling there Pensions,and there income streams needto have a lifev insurance wrapper. I have 150 Cases with PTSD, the cases can only be simplified. looking for a simplified carrier to place the business with on a Term/UL product.

There are no simplified term carriers that offer 1st day coverage with PTSD.

I've done a dozen or so pension stream life insurance policies with PTSD - Always had to go fully underwritten with substandard rates. I've done a couple SIWL policies for $50k for the smaller pension flips, so you may want to look into that. Good luck.

Just curious. Are you with Allied Risk Management?

 

[tbrickey]

No sir. Thank you for the information