Some advice/suggestions

Mpicarso

New Member
2

Similar situation to this post, career-wise. Doing contract work for hospitals, where I work 3 or 4 days/wk. Make decent money but the mental/physical strain is wearing me down and no longer have any interest in being there. Have done sales in the past, both telemarketing and Mortgage protection. Enjoyed both and would have stuck with mortgage protection had the lead/company structure been more beneficial to the end user.

Have been playing around with the idea of FE, on an almost FT basis (working 3 days/wk but full days), either doing inbound or outbound leads. I bounce around locations because of the job which makes it a struggle to get traction on direct mail. Was looking at FE simply as a way to pad my bank account, though have been hesitant due to the continual speak of chargebacks (so much so that I planned to just do as earned...which almost seemingly defeats the purpose of doing FE).

End goal was to move over to either ACA or MAPD/Medsupps. Have been advised to not start there simply because of the money aspect. My overhead is low and only have about $20-30K in debt I need to pay off before slowing down significantly (meaning I can work 2 days/wk to pay personal overhead). Based on current contract, I can pay off most, if not all concerned debt, in 6 months. Once paid, planning to sell my house and buy truck/toy hauler, putting me debt free and only inccurring normal ongoing expenditures (guessing $2K/mth, depending on location).

On to my questions:
1) Would I be better just starting on the MAPD/Medsupps side now and keep plugging away on personal finances? Maximize my time spent selling "on the side"? Do final expense inbound until I get enough money saved up to where I can truly go down to 2 days/wk and be in 1-2 locations all year round? The idea of waiting to pay off debt is definitely not one I want to think of...

2) Maybe just because of my research but have not found a whole lot of info on suggested uplines for MAPD/Medsupps. What questions do you normally pose when speaking with someone about the opportunity?

Bottom line: mid-50's and tired of being in the career I am in. Enjoy selling and not opposed to doing FE for a short term gig but not my long term interest (enjoy the idea of residual income and then helping others build themselves).

Thanks in advance!!!
 
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Sounds like a good idea. However in New York, commisssions are disappearing for supplements, and those plans that remain have non-competitve premiums. Supplement plans leave us no choice but to charge a fee for assisting with enrollment.
 
Sounds like a good idea. However in New York, commisssions are disappearing for supplements, and those plans that remain have non-competitve premiums. Supplement plans leave us no choice but to charge a fee for assisting with enrollment.
Sorry, trying to figure out if starting with FE is better or going straight to Medicare. And if Medicare, best places to find support/get started.

Thanks!
 
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