A recent referral was switched from one health plan to another for no other reason than a new first year commission. The lady's son had tonsillitis and within 6 weeks of the switch, the tonsils had to come out.
Seasoned agents know what happened next - claim denied. There is a six month wait on tonsillectomy in NC with most plans, regardless of prior coverage.
When I hear agent talking about rolling business every year, all I can think of is not repeatable.
Rolling people over 60, 2 year wait for varicose vein surgery. There are time bombs in health plans in many States.
Unfortunately, it's not all the agent's fault. The carriers, for the most part, don't advertise these restrictions.
Seasoned agents know what happened next - claim denied. There is a six month wait on tonsillectomy in NC with most plans, regardless of prior coverage.
When I hear agent talking about rolling business every year, all I can think of is not repeatable.
Rolling people over 60, 2 year wait for varicose vein surgery. There are time bombs in health plans in many States.
Unfortunately, it's not all the agent's fault. The carriers, for the most part, don't advertise these restrictions.
You ought to at least get her some earrings and take her out to dinner to say you're sorry.
