Some Life Agents Have A Lot Of Nerve !

[OHFE]

I wouldn't go by what some clerk at city hall says. Get it in writing.

I did look at the website and they have a permit with application in PDF format but it is for street fairs and such. It states no peddlers except lawn services companies. It even states no permit will be granted for sales and non sales related door to door activity.

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Peddler you say? I'm going to change the title on my business card.

No doubt. Lol
Peddler Extraordinaire.

 

[Newby]

I did look at the website and they have a permit with application in PDF format but it is for street fairs and such. It states no peddlers except lawn services companies. It even states no permit will be granted for sales and non sales related door to door activity. ---------- No doubt. Lol Peddler Extraordinaire.

I'd talk to a couple Edward Jones reps. See what they do. That a big enough company that mainly markets by door to door that they should know what to do to be legal.

 

[OHFE]

First I am in no way providing legal advice but did you ask for where you could find the ordinance and actually read it? My state has laws and some cities have laws regarding door to door sales but they do not restrict insurance agents. As the woman from the state said you are licensed by the state of Maine to solicit the sake if insurance you would be in the act of soliciting we do not restrict that. When I reviewed a city ordinance after being flatly told no by the town clerk we have an ordinance against that I found that the ordinance listed certain prohibited transactions but not insurance.

The disdain in her voice was amazing!
You would have thought I was asking to do door to door arson.

 

[MisterRandyWatson]

I had that happen in a community I was working a couple years ago. The pencil pushers were adamant that no one was allowed to go door-to-door, and anyone caught doing it would be arrested.

I spoke with the city attorney and went over the ordinance with him. Long story short, I was professional, persistent, friendly, and forthcoming, and he was in agreement that insurance had a privileged spot since it was state regulated and required its own licensure.

He spoke directly with city government and law enforcement and went to bat for me. They had me purchase a surety bond, and then gave me the green light.

That was some of the best territory I've ever door knocked, since no one ever was allowed to.

The point in all this is get away from the bureaucrats and gatekeepers in the office and get in front of people who can make decisions.

 

[VolAgent]

I called my city hall yesterday to see what was needed for door knocking including surveys and they said "absolutely not!" I asked about surveys and they said anyone coming onto a property uninvited is a peddler and we prohibit peddlers. I said how are we supposed to contact people? They said door hangars are ok, but no knocking!

Tell her you would like that in writing for your attorney when he sues the city for violating your rights under the First Amendment.

They can prohibit it all they like, should they bring action against you they will lose. Of course, they may bankrupt you first.

 

[Norwayguy]

The disdain in her voice was amazing!
You would have thought I was asking to do door to door arson.

If it was me I would look up your states public records law become an expert on it then go back in and make a records request on a record she is custodian of.....Public employees are terrible at these laws and give her the same disdain back when she violates the law.

 

[yogooglethis]

I'd say 10-20% of the doors I knock on have the No Soliciting/No Solicitors sign on the door. I can't remember anyone ever pointing to it.

I keep hoping someone says something so I can say it doesn't apply to me. I'm not a lawyer and I'm not setting appointments for someone else...I'm selling insurance.

Rouse, I got the lawyer bit from you. Thanks.

I think it's somewhat common knowledge that those with the No Soliciting signs are some of the easier sales because the reason they post the sign in the first place is because they have little or no sales resistance.

D2D insurance sales is a badge of honor because it's tough but abusing the trust that a client/prospect gives you to be put on the list to enter their gated community is behaving scuzzy in my opinion.And what does it say about the integrity of an agent who just finds a way to sneak in knowing full well that it is considered illegal entry by the community and that is also against the rules of almost every gated community, especially very upscale country club communities, to solicit door to door.

My point is there is still plenty of legal door knocking opportunities out there without having to resort to criminal like behavior.

 

[goillini52]

I think it's somewhat common knowledge that those with the No Soliciting signs are some of the easier sales because the reason they post the sign in the first place is because they have little or no sales resistance.

D2D insurance sales is a badge of honor because it's tough but abusing the trust that a client/prospect gives you to be put on the list to enter their gated community is behaving scuzzy in my opinion.And what does it say about the integrity of an agent who just finds a way to sneak in knowing full well that it is considered illegal entry by the community and that is also against the rules of almost every gated community, especially very upscale country club communities, to solicit door to door.

My point is there is still plenty of legal door knocking opportunities out there without having to resort to criminal like behavior.

Yes D2D toughens you up and teaches you to think on your feet. My record is 6 doors in a row slammed in my face. that was in my 1st year.

I don't climb over the wall at the gated communities...that was the Bankers agent.

 

[DHK]

In addition to looking things up online, you ought to talk to two kinds of people:

1) City Hall or Police Department (the pencil pushers).

2) A local police offer who actually works the streets.

I already knew my city's solicitation rules, and I'm not the kind of person who looks suspicious (I think). But since I had a local officer arrive after my cub scout pack meeting a couple of days ago, I decided to ask him a few questions.

I told him that I was planning to do a survey door-to-door regarding financial planning and life insurance. No products being sold at the door and no asking for money. If they decide they are interested, I'll be setting an appointment for another time. And I'll have my insurance license on me along with a clipboard with my survey forms.

He told me: people will call on you. It will happen. However, keep your life license and your drivers license on you. A 'rookie' cop may 'run your drivers license'... and that would be the extent of it.

 

[Jerard]

Of all the times I've done door knocking (which is not the same thing as doe knocking) I've run across 5 or 6 off duty cops which have come to the door. They've all been friendly and never mentioned the evil "S" word.

Needless to say....these were not in gated communities.