Stonebridge FE

[insurancechamp]

what is the general thought on this product... ?

 

[donamese]

$10K Female No Tobacco

55 - $29.37
60 - $33.96
65 - $42.33
70 - $54.95
75 - $72.82
80 - $94.90
85 - $129.63

115% street level commission.

Nothing overly special, better commissions and rates out there.

On the plus side is they do 0-85 so if you are in the market for lower persistency the sub 50yr old market is available with them. They don't restrict for height and weight either.

 

[Newby]

$10K Female No Tobacco

55 - $29.37
60 - $33.96
65 - $42.33
70 - $54.95
75 - $72.82
80 - $94.90
85 - $129.63

115% street level commission.

Nothing overly special, better commissions and rates out there.

On the plus side is they do 0-85 so if you are in the market for lower persistency the sub 50yr old market is available with them. They don't restrict for height and weight either.

From your rates and description it looks like it is the exact same as their sister company Monumental. Even the same street level commission.

What are the renewals for 2-10 with Stonebridge? Monumental's got lowered last month. Hopefully that would be an area that Stonebridge could be better.

 

[donamese]

6% 2-5
4% 6-10
.5% 11+

 

[AllGold]

I'm not sure but I'm wondering if Stonebridge and Monumental might be one and the same now, at least for FE.

I was just on their agent site and most of the documents (rate guide, field guide, etc.) have both SBL or SL and MonLife or Monumental in the name.

 

[jdeasy]

I'm not sure but I'm wondering if Stonebridge and Monumental might be one and the same now, at least for FE.

I was just on their agent site and most of the documents (rate guide, field guide, etc.) have both SBL or SL and MonLife or Monumental in the name.

They are the same. All of them are Transamerica. Throw in Western Reserve Life Assurance of Ohio as well.

 

[Norwayguy]

I don't sell the final expense side but have heard stonebridge is going away and everything will be transamerica paper.

 

[Jerard]

I don't sell the final expense side but have heard stonebridge is going away and everything will be transamerica paper.

I'm just fixin' (yes, that's the way we talk down here*) to fill out the contract for SB. How reliable is your source on that? It seems crazy to fill it all out and then have to fill out one for TA later.


*Not really

 

[Norwayguy]

I'm just fixin' (yes, that's the way we talk down here*) to fill out the contract for SB. How reliable is your source on that? It seems crazy to fill it all out and then have to fill out one for TA later.

*Not really

I wouldn't take it to the bank.

 

[jdeasy]

I don't sell the final expense side but have heard stonebridge is going away and everything will be transamerica paper.

You mean like streamlining to be more efficient?? I can't see that from them. I could see them adding two or three more identical companies just to muck things up a little more, as if that's possible?