My health insurance company is threatening to sue me for $20,000 in back premiums because they contend that I have of been claiming Connecticut residency instead of New York. The rate in Connecticut for an individual plan is around one sixth the cost for the same coverage in New York. I have never filed a claim with this company and they have been aware that I rented an apartment in New York as well as living in my parents home in Connecticut, but continued to charge me the Connecticut rate after I explained my situation to them three years ago and faxed them a copy of my Connecticut drivers license. But recently they have begun to charge me the New York rate, and are requesting that I pay the difference in premiums over the time I've had the policy, which totals around $20,000!
Does anyone know if these types of lawsuits are common and if it is legal for an insurance company to charge back premiums? I am scared and obviously in need of a lawyer.
Does anyone know if these types of lawsuits are common and if it is legal for an insurance company to charge back premiums? I am scared and obviously in need of a lawyer.