I just got an earful from a client.....guy is on an HSA plan.....needs a colonoscopy (second one of these this month)......doctors office told him it would be covered 100% on a non-grandfathered plan....he wants to dump his current carrier now.....
I of course pointed out that more than half (in my experience) of colonoscopys come back with a diagnosis code which kicks the claim out of the preventative benefit and back to the deductible/coinsurance.....I also mentioned that I cannot write his 3 kids anywhere right now......
I imagine we'll all be hearing alot more of this as the "Obamacare bailout for doctors" gains traction.......should be great for trend next year......
Someone will eventually sell him a "non-grandfathered plan."
Medigap Plans
Medicare Supplements
Aetna Humana
American Seniors Insurance
United of Omaha Gerber Life
Medicare Supplement News
Last edited: