I am sure this has been discussed many times here. I know that there are very strict guidelines regarding Med Advantage and Part D, but I get conflicting info about medicare supplements. I am in Ohio, and I have been told cold calling to seniors regarding supps is against the rules...then I have been told it isn't. And then try calling into the Ohio Department of Insurance and actually speak to someone about it (Good Luck with that) I am thinking about returning to med supp sales, but I would like to do it over the phone and focus on replacement v. t-65. Can I do this in Ohio, and if not, which states am I able to do this in? Very confusing!