The Death of the 100% Hsa

Or you can pull a "Carefirst" and put this language in your HSAs:

Emergency Room$100 copay after deductible, waived if admitted Outpatient Lab/X-RayNo Charge after deductible Outpatient Surgery $30 Copay PCP/$40 Copay Specialist after deductible Hospitalization $600 Copay after deductible per day.
 
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