The Death of the Mini-Med.

[pcbinsurance]

"Little Orphan Policy Annie" !!!

 

[somarco]

It needs to include doctor visits, prescriptions, and all the other medical services typically covered now on an IFP plan.

I would not expect these plans to have much in the way of Rx coverage. Probably more like the stand alone Rx cards now. Nothing comprehensive.

I do see an expanded demand for the mini-med. Not sure I will go to that dance or not, but in some ways about as much agent liability as STM.

I do see an expanded market and demand for cash indemnity plans.

 

[taterpeeler]

"Little Orphan Policy Annie" !!!

you went there... not me brutha

 

[Ann H]

Anna banana, Annie Annie over, Little Orphan Annie, and Annie get your gun... I've heard them all.
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Last night I looked at the Assurant Health Access plan in more detail. The highest benefit option is getting there... but no prize. There are too many limitations. A carrier needs to make a plan like today's IFP but with indemnity payment. I recognize the problem of no out of pocket max and the problem of potential overutilization because HHS says there cannot be coordination of benefits. But if they can design it right it could have a great niche market.

 

[taterpeeler]

Anna banana, Annie Annie over, Little Orphan Annie, and Annie get your gun... I've heard them all.
- - - - - - - - - - - - - - - - - -
Last night I looked at the Assurant Health Access plan in more detail. The highest benefit option is getting there... but no prize. There are too many limitations. A carrier needs to make a plan like today's IFP but with indemnity payment. I recognize the problem of no out of pocket max and the problem of potential overutilization because HHS says there cannot be coordination of benefits. But if they can design it right it could have a great niche market.

well... could be peel a potato or my fav, taterpeeler

 

[Ann H]

well... could be peel a potato or my fav, taterpeeler

A poster who disagreed with you sternly one time, called you onion peeler!

 

[taterpeeler]

A poster who disagreed with you sternly one time, called you onion peeler!

well... that just makes me cry...

btw.... I have commission numbers for 2014.... I will not post at this time(was told to hold off), feel free to call

 

[AllenChicago]

btw.... I have commission numbers for 2014.... I will not post at this time(was told to hold off), feel free to call

The carriers in your state work fast. They know the commission amounts before the prices are determined. Is that the usual order of things?
-ac

 

[Ann H]

Tater Peeler is the best. He always keeps an open ear to people who are "in the know". I don't say this often enough - Thanks, Charles, for all you do.

 

[STIBROKER]

Tater Peeler is the best. He always keeps an open ear to people who are "in the know". I don't say this often enough - Thanks, Charles, for all you do.

hey....hey...hey......forum rule 269....."one can only complement tatertot once a month"
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btw.... I have commission numbers for 2014.... I will not post at this time(was told to hold off), feel free to call

dang you to.....I worked a deal for the texas exchange last week for a grt $160,000 a year tax free...along with a free bama cell phone and a free obama company car......as well as a special gas card when swiped brings the price per gal to $1.50 a gal no-matter were you are at......oh yea....and free insurance in HDN......