TN Med Supp for Under 65

[kwimberl]

Now that BCBST is no longer offering a med supp to the under 65 market, who is left?

 

[Frank Stastny]

In Missouri all the companies I represent offer a Med Supp to people who are on SS disability after the two year waiting period.

I don't know about TN but I would suggest you call the DOI and ask them. You might also call Continental Life in Brentwood, TN and ask for Georgia in marketing. She is a sweetheart and has been a big help to me. 800.445.4254

Tell her Frank suggested you call her. I don't think she will hangup on you when you tell her I said to call.

 

[kwimberl]

It appears that TN does not have legislation requiring companies to serve the under 65 market with med supps. So, I'm having a devil of a time finding one who does....

FYI, Continental Life / Genworth does NOT.

In years past, BCBST and UHC did -- neither does now.

 

[moonlightandmargaritas]

They're almost impossible to find here in Florida too.

 

[Russ]

They're almost impossible to find here in Florida too.

Agree. Use to have United American, Continental Life, UCT to name a few.

Problem was, you had to qualify and why else would you be on disability if it weren't for a health issue?

I don't know of one in Florida.

 

[moonlightandmargaritas]

I don't know of one in Florida.

BCBSFL's MA plan...but only in Dade, Broward, Palm Beach, Hillsborough and Pinellas counties, I believe.

 

[kwimberl]

In case anyone looks at this thread later, the DOI told me that only UA currently serves the under 65 market here in TN.

In speaking with UA, they only offer B and high deduct F. Medical u/w is tough to say the least. Neither of my current clients will come close to qualifying. It's a shame...

 

[Russ]

BCBSFL's MA plan...but only in Dade, Broward, Palm Beach, Hillsborough and Pinellas counties, I believe.

AARP MA's are offered to folks on disability here in the Florida panhandle.

 

[moonlightandmargaritas]

AARP MA's are offered to folks on disability here in the Florida panhandle.

How do y'all figure the premiums up there...with an abacus?

 

[Todd King]

How do y'all figure the premiums up there...with an abacus?

I think it's about time I break down and go on and get me one of them thar abacuseses. It' starting to be embarrassin when I have to take my shoes and socks off in front of the client to figure rates.

I thought about purchasing on of them fancy calkulaters, but I got to thinkin, "Now what if I had to do some figuring up there at Billy Jay's place or over at Anna Mae's, there ain't no place to plug it in"!

See, now that's why I need the abacus...You can hook them up to the car battry can't ya?