Hello all,
I am a newbie to your site & am looking for any info (good, bad or indifferent). I am going to be a single mother of 2 young ones (ages 1 & 4) in the near future & will be re-entering the work force after 4 years of being a SAHM. Gearing up for my new life I am considering entering the insurance industry with hopes & dreams of a flexible schedule and decent income. However, I am petrified (for multiple reasons including this would be my first ever 1099 job - no guaranteed/set income, insurance from the little I know at this time seems pretty overwhelming, and the company I 'think' I am going to get started with is MOO which I don't know too much about but as I understand it, want their reps to get on the financial advisor path, which I'm not sure how I feel about, it's intimidating). On the other hand, I'm excited, more than motivated, eager to get back to the working world & speaking with (and helping) adults again and have the "high risk, high reward" mentality.
All that said, can anyone shed some light on MOO? Is this a good company to get started with? I guess they are considered captive?
Any input on the financial advisor path they want to see?
Income? I am in NJ (high cost of living). Curious what the range of first few years' earnings could be, specifically Year 1 (i.e. worst case bottom - best case highest). Everything I read (not just about MOO, but insurance in general) likes to advertise you "could" make $100k+. That's great... but I need the REAL numbers for someone green & just getting started. I've also read that you NEED a partner or spouse to make sure your bills get paid when you're getting started because you make very little. Hence, part of my being petrified.
Since I'm not working in the industry yet & am not getting guidance from anyone, I'm trying to figure out where to start on my own. I plan to get licensed in L&H initially which leads to me to my last question. I was told to take the classes/practice tests on ADBanker.com or Examfx.com. Any input to which one I should go with or doesn't matter? Any other helpful 'getting started' websites I should check out or any advice in general?
Thanks in advance! Looking forward to some replies. Sorry this was such a long post...got a LOT on my mind & SO many questions/concerns.
I am a newbie to your site & am looking for any info (good, bad or indifferent). I am going to be a single mother of 2 young ones (ages 1 & 4) in the near future & will be re-entering the work force after 4 years of being a SAHM. Gearing up for my new life I am considering entering the insurance industry with hopes & dreams of a flexible schedule and decent income. However, I am petrified (for multiple reasons including this would be my first ever 1099 job - no guaranteed/set income, insurance from the little I know at this time seems pretty overwhelming, and the company I 'think' I am going to get started with is MOO which I don't know too much about but as I understand it, want their reps to get on the financial advisor path, which I'm not sure how I feel about, it's intimidating). On the other hand, I'm excited, more than motivated, eager to get back to the working world & speaking with (and helping) adults again and have the "high risk, high reward" mentality.
All that said, can anyone shed some light on MOO? Is this a good company to get started with? I guess they are considered captive?
Any input on the financial advisor path they want to see?
Income? I am in NJ (high cost of living). Curious what the range of first few years' earnings could be, specifically Year 1 (i.e. worst case bottom - best case highest). Everything I read (not just about MOO, but insurance in general) likes to advertise you "could" make $100k+. That's great... but I need the REAL numbers for someone green & just getting started. I've also read that you NEED a partner or spouse to make sure your bills get paid when you're getting started because you make very little. Hence, part of my being petrified.
Since I'm not working in the industry yet & am not getting guidance from anyone, I'm trying to figure out where to start on my own. I plan to get licensed in L&H initially which leads to me to my last question. I was told to take the classes/practice tests on ADBanker.com or Examfx.com. Any input to which one I should go with or doesn't matter? Any other helpful 'getting started' websites I should check out or any advice in general?
Thanks in advance! Looking forward to some replies. Sorry this was such a long post...got a LOT on my mind & SO many questions/concerns.