To be successful in selling life insurance

[shonceman]

I ran a debit in Baltimore City very early in my career. Often, there was one person, usually a woman, that made the payment for the whole family. Those women held it all together, amidst the drugs and thuggery going on all around them. We had to get off the streets by noon, as the druggies started roaming the streets about that time, we had a lot of money in our pockets and everybody knew it.

It was a lot of fun. The agents met at a Denny's every morning and told tall tales about their adventures. The system had changed on these agents; it was getting a lot harder to make decent money on a debit and they were starting to close the companies down.

When I first started working in Dallas in 2006, there was a pretty big group of debit guys that would meet up for coffee break mid-afternoon. Most were veteran agents, so generally older. One by one they've retired. AGLA shut down altogether, and the other companies have been consolidating debits, so not necessarily replacing retiring agents. That group has dwindled down to just me and another guy. Neither of us has time to meet up every day, but we still do 2-3 times a month. The insurance forums has filled the social gap for me, but I do miss those old guys!

The companies that you mentioned weren't really closing down, but they were merging into other companies. There are only a couple of captive multi-state debit companies left, and I see them making moves to get out of the debit system. In the meantime, like I mentioned above, there is a small but growing number of independent agents working debit. We're making better money than we could ever imagine working at the captives.

 

[somarco]

this car was so wide that if I met anyone coming the other way, I'd pull over to the shoulder as far as I could (without going into the swamp myself!) so they could get by.

It was designed for fat bottomed girls . . . and maybe guys too



I liked the Corvair. A friend had one. Fun car to drive as long as you knew how to control it.

Ralph Nader killed that one.

Damn shame.

 

[goillini52]

The agents met at a Denny's every morning and told tall tales about their adventures.

Kind of like we do on the Forum.

 

[goillini52]

It was designed for fat bottomed girls . . . and maybe guys too



I liked the Corvair. A friend had one. Fun car to drive as long as you knew how to control it.

Ralph Nader killed that one.

Damn shame.

I had one of the older boxier Corvairs in High School. Gear shift on the dash...rear engine. One of my fondest memories of that car was when my dad had me (who knew nothing about cars at that time)take it up to the gas station (where a few of my friends worked and hung out), and have them check my "muffler belt". I got teased about that for a year.

Dad was an AssH0le...I come by it naturally.

 

[somarco]

Did that car have a flux capacitor?

 

[rousemark]

It was designed for fat bottomed girls . . . and maybe guys too



I liked the Corvair. A friend had one. Fun car to drive as long as you knew how to control it.

Ralph Nader killed that one.

Damn shame.

I bought a new 1966 Corvair 2 door hardtop. . 4 speed floor shift, 140 horsepower. 4 one barrel carbs. The only difference between mine and the Spyder was the Syder had a turbocharger. Was a great car.. Loved driving it. Would pop the front wheels of the ground shifing into second gear.. Ralph Nader was full of crap.. I did bootleg turns in teh car and never came close to rolling it.

 

[DayTimer]

Ralph Nader was full of crap. I did bootleg turns in the car and never came close to rolling it.

Before my time, but I did mange (briefly) to own a Corvair. I thought Nader's criticism was that in head on collisions the steering wheel would break away and the steering column would impale the driver. I took that thing through a number of very tight curves at high speeds on some Pennsyltucky back roads and never came close to rolling it. Spun it around a few times. Actually, saying that, I did get it up on its side one time, but again that was my fault not the car's.

I bought the Corvair from a guy named Vic who owned a little used car lot about a mile from my home. He was retiring and selling his personal collection. I bought a Nash Metropolitan from him as well - The Nash was white and orange and the Corvair was all orange.

I was a real motor head growing up, and spent a few years between high school and going off to college turning a wrench for a Lincoln Mercury Dealer and then rebuilding transmissions for a Aamco. Not many of those left around here anymore - transmissions last a lot longer than they used to last. I paid for my college with money I saved buying and selling muscle cars and 50's and 60's classics. Had I kept them, I could sell them now and fund my retirement.

 

[goillini52]

I bought a new 1966 Corvair 2 door hardtop. . 4 speed floor shift, 140 horsepower. 4 one barrel carbs. The only difference between mine and the Spyder was the Syder had a turbocharger. Was a great car.. Loved driving it. Would pop the front wheels of the ground shifing into second gear.. Ralph Nader was full of crap.. I did bootleg turns in teh car and never came close to rolling it.

Rolling it...hahaha. When I had mine, I was drinking one night and decided(like a fool)to go to the next town. I passed out and woke up as I was spinning around taking out several reflector poles and skidding down a 6 foot ditch. Never rolled it. Drove it out of the ditch and went home. The next day, my dad wanted to know how in the hell I got all of that grass caught between the rim and the tire. I told him that I didn't have a clue. That's my story and I'm stickin' to it.

 

[Abrasax]

Rolling it...hahaha. When I had mine, I was drinking one night and decided(like a fool)to go to the next town. I passed out and woke up as I was spinning around taking out several reflector poles and skidding down a 6 foot ditch. Never rolled it. Drove it out of the ditch and went home. The next day, my dad wanted to know how in the hell I got all of that grass caught between the rim and the tire. I told him that I didn't have a clue. That's my story and I'm stickin' to it.

That would have totaled one of today's plastic cars.

 

[rousemark]

Before my time, but I did mange (briefly) to own a Corvair. I thought Nader's criticism was that in head on collisions the steering wheel would break away and the steering column would impale the driver. I took that thing through a number of very tight curves at high speeds on some Pennsyltucky back roads and never came close to rolling it. Spun it around a few times. Actually, saying that, I did get it up on its side one time, but again that was my fault not the car's.

I bought the Corvair from a guy named Vic who owned a little used car lot about a mile from my home. He was retiring and selling his personal collection. I bought a Nash Metropolitan from him as well - The Nash was white and orange and the Corvair was all orange.

I was a real motor head growing up, and spent a few years between high school and going off to college turning a wrench for a Lincoln Mercury Dealer and then rebuilding transmissions for a Aamco. Not many of those left around here anymore - transmissions last a lot longer than they used to last. I paid for my college with money I saved buying and selling muscle cars and 50's and 60's classics. Had I kept them, I could sell them now and fund my retirement.

That was one thing he talked abut but they fixed that problem with the '65 when they went to a two part steering shaft..