Tobacco Shop

[Jerbond]

Looking for a BOP or CGL policy for a tobacco/gift shop in Los Angeles, CA. Tobacco sales are 65%, gift shop sales are 35%. I understand that this is a problem, as most carriers prefer the gift shop to have the higher sales. I have an indication right now for $2700. Seems super high to me. Any ideas of a carrier that might wright this for a lower premium?

 

[moeasadi]

Scottsdale thru Burns & Wilcox will write these risks, Also IPC will write, both non-admitted markets.

 

[Jerbond]

Thanks for the info!

 

[gambrinus]

You may want to take the time to find another outlet for your excess / surplus needs other than B/W. While they provide decent service, especially when working with Chubb, Chartis etc, on the more "interesting" things such as the tobacco shop, their prices will be pretty high when compared to other outlets.

RW