I sold a policy 2 years ago with Humana at $362 monthly. Yesterday sold another at $496. That's $134 in rate increases in 2 years. Companies are trying to price the consumer out of this market. Both clients have metastatic cancer and wanted the peace of mind that you get with a supplement, but they are better off money wise with a MA if they would use the in network providers.
Under age 65 Medicare Supplements
- Thread starter billyb
- Start date
- 2,264
Your customer is fortunate that there are plans available in their state. Many states do not have any plans for Under 65 Med Supps
- Thread starter
- #4
Packerland
Guru
- 506
In most cases I put my client who is under 65 on a MSA if they have major health issues..I always remind them that they an open enrollment for a Med Supplement when they turn 65..
- 1,432
I usually sell G also, if I sell a Medigap.
What about K?
When I present both, my clients like the plan design a little better than HDG.
What's your opinion?
No MSA’s in FL but I do put all U65 on MAPD. HMO’s with $2500 moop or a ppo with a $4900 moop makes it hard to spend the cheddar on a Med supp for U65
- 6,469
If that is a topic of any interest to you, I would recommend talking to your IMO (or one that carries Lasso if yours doesn't) about 2021 coverages.
StephanieCJ
Guru
- 660
Under 65 Medicare enrollees have a tendency to produce a lot in claims, thus the increased rate. I only really have one semi-competative option in my area of Louisiana, but East Texas had none last I checked.
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