I've been killing it with LRO's on older buildings (25-50 yrs) that haven't necessarily been kept up to date. These are properties that only a few only standard carriers will touch and UFG's pricing has been ~20% cheaper. Keep in mind these accounts have been in the 10K range.
They are also very competitive on packages for contractors, specifically general contractors. Most GL's will be over 10K by itself, but I've yet to get a package that's 100K+. As far as I can tell Acuity and Colorado Casualty are the other most competitive in this market.
+1 Strong on anything Trades or Contractor related. Great on BOP, and Very Very good on Older buildings. I wrote a 5k sq foot warehouse lessors risk occupied by an excavator that was build in 1910 and updates in mid 1990's for under $2k... most other carriers regional and national all wanted almost $1k more per year for the same coverage. Their credits are aggressive...