Unmarried Couple with Child-- how Would They Get Health Insurance for Child?

[Yagents]

Silly people, didn't you know, obamacare was only built for cookie cutter families from the 50's.

 

[VolAgent]

Silly people, didn't you know, obamacare was only built for cookie cutter families from the 50's.

We'd probably have more cookie cutter families from the 50's if there weren't so many tax rules. This is a prime example. Couple isn't married. While I doubt it was the prime motivation, tax loopholes certainly encourage it.

 

[TN_agent]

The answer is buy a policy at full price during open enrollment. Or, get married, lose the free college and have a subsidized health care policy or group insurance. Because at $60,000, family of three, they would be eligible for subsidy if no group offered.

Or, are you asking how she can have her cake and eat it too? (baby and mother on subsidized plan/Medicaid AND college paid for by the government despite living with someone making $60,000 a year)

 

[Josh]

And people worry about gays getting married to take advantage of they system.

 

[stormmoon]

The baby wouldn't qualify for medicaid, because since the couple lives together, they count the dad's income too, because the dad counts as a household member for the baby. However, the dad doesn't count as a household member for the mom, so she can get on medicaid. Also, buying health insurance from college is even more expensive than from the marketplace.

 

[stormmoon]

The answer is buy a policy at full price during open enrollment. Or, get married, lose the free college and have a subsidized health care policy or group insurance. Because at $60,000, family of three, they would be eligible for subsidy if no group offered.

Or, are you asking how she can have her cake and eat it too? (baby and mother on subsidized plan/Medicaid AND college paid for by the government despite living with someone making $60,000 a year)

Yes, it is what I'm asking about. What's the point of having a cake if you can't eat it?