Urgent Question

[cstone94]

Okay, so I have an almost completed claim with the at fault person's insurance company from a vehicle accident in which my vehicle was totaled.

On Monday, Dec. 2 the agent I was assigned informed us that a form was being sent for us to sign and then return the signed form and signed title to them which will then result in the insurance company sending the check to us to buy a new car.

Is this form just a general power of attorney form? I've waited 2 days when I could have printed a POA form off of the DMV website... What other form could it be? Can I print out a POA, fill it out, sign the title, and overnight it to them so I can get the money by the weekend?

Let me know if I need to provide anymore information about the situation. Note that I am in Virginia, and the insurance company is in Massachusetts but the lady that was at fault is also in Virginia.

Insurance company is Encompass

 

[blue_wynd]

They are paying money to replace the totaled car, so now the totaled car belongs to them and they need your signature to sign over the title.

 

[cstone94]

They are paying money to replace the totaled car, so now the totaled car belongs to them and they need your signature to sign over the title.

I understand this. I understand I am signing the title to transfer ownership. I am inquiring about the "form" the agent was speaking of. Is it a Power of Attorney form that is stated to be used under vehicle ownership transfer according to the description on the DMV website.

 

[blue_wynd]

They will send a salvage truck to pick it up wherever it is and sell it for salvage to get some of the money back. You don't get both the old car and the check if that is what you are thinking. If you do for whatever reason want the totaled car, you can usually get it less the salvage value of car and your deductible from the amount of the check.

 

[cstone94]

They will send a salvage truck to pick it up wherever it is and sell it for salvage to get some of the money back. You don't get both the old car and the check if that is what you are thinking. If you do for whatever reason want the totaled car, you can usually get it less the salvage value of car and your deductible from the amount of the check.

Okay, you aren't understanding a word I'm saying... Forget it.

Anyone else???

 

[blue_wynd]

Don't know about your state, but I would think it is just a standard form like one you would use if you would sell your car to someone. Unless the car isn't yours and the owner is incapacitated, I don't see why it would require a power of attorney. I would just wait for the form and read it, it will tell you what it is. Nothing to worry about.

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Didn't see that you reply before my reply. Was still working on the first question. lol.

 

[cstone94]

Don't know about your state, but I would think it is just a standard form like one you would use if you would sell your car to someone. Unless the car isn't yours and the owner is incapacitated, I don't see why it would require a power of attorney. I would just wait for the form and read it, it will tell you what it is. Nothing to worry about.

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Didn't see that you reply before my reply. Was still working on the first question. lol.

Haha, that second part is better.

I don't really want to wait for the form because I want to have the check Saturday morning to cash it and get a new car.

 

[blue_wynd]

Haha, that second part is better.

I don't really want to wait for the form because I want to have the check Saturday morning to cash it and get a new car.

In that case, call the person who is in charge of the case and have them email or fax the form over to you. Much faster than the snail mail.

 

[cstone94]

In that case, call the person who is in charge of the case and have them email or fax the form over to you. Much faster than the snail mail.

She came up with some excuse as to why it couldn't be faxed and had to be mailed. Im goin to eait until 12pm tomorrow to see if it comes in, Because I need to have the package dropped off by 3pm to be overnighted.

 

[GInsGrp]

Form is typically specific to insurance company. In most states the dmv needs the original signature on the poa, just like the title. It may even have to be notarized.