Very aggressive PDA from NY Life

I am on vacation in Portugal but I do have an opinion.
Anything that has to be serviced should pay something to the agent.
I would have to spreadsheet it out but using this PDA combined with premium financing "MAY" look very good.
When you take the taxes into consideration, the total outlay with taxes included might not be as attractive as one thinks.
Now i am going to the beach!
 
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