Washington/Oregon WTF? No HC for Kids?

[vegas1ne]

I am looking at moving to Portland, so I started doing a little research in regards to continuing to do Life and Health out there in WA and OR and I looked at e health ins dot com and quotes with kids are only with Kaiser and Ods and Washington is only Assurant... All other carriers say they will not write anyone under 19. Does that sound legit to you guys? Anyone in Portland or Vancouver whom can fill me in a bit?

 

[somarco]

Virtually every carrier in every state abandoned the child only health insurance market when Obamacrap changed the rules on 9/23/10.

eHealth is not a reliable source.

Very surprising is to see Assurant. They were one of the first to make Obamacrap changes, including no more maternity (another Obamacrap casualty).

 

[AndreaSti]

I thought no one anywhere was taking kids on the ind side. Funny how you don't hear that on the news. Seems the democrats would love to play that one up. Although all of us who are trained to know anything can tell you that you can't have guaranteed issue without a mandate, duh. I just wonder what will happen when a divorced dad is required to buy insurance through a court order, and he finds out he has to get it too, or he isn't eligible for ind coverage, but the judge still says, you need to insure your kid. Anyone run into that one yet? We used to get those kid only court order coverage types all the time. Not good clients, they are on the books about 2 months or so.

 

[somarco]

I have had a few since 9/23 looking for kiddie coverage. They would buy on themselves but they are uninsurable, so the kids (who are healthy) go without.

Thank you HHS Sec. Shebullshits.

 

[vegas1ne]

I currently live in Vegas (Nevada) and while I cant get coverage on a child only policy I can still write the whole family. In Washington/Oregon it comes up as though you can write the parents just not the kids.

 

[AndreaSti]

Check this out: I did a search and came up with this site. Don't know them and don't write in Washington state but if this is correct here is an explanation:

Washington Health Insurance Plans

Geez what a complicated mess!

 

[briangruss]

Yes the plans in our states are totally different then in most other states. Washington especially with the SHQ (Standardized Health Questionnaire), that has been here since I have been selling insurance.

On kiddos (under 19) there is annual election periods for them now I believe Nov 1 - Dec 15, other than that the kiddos can go onto either PCIP, or Wship, or Apple Health (Medicaid), depending on what they qualify for.

 

[Ann H]

I just wonder what will happen when a divorced dad is required to buy insurance through a court order, and he finds out he has to get it too, or he isn't eligible for ind coverage, but the judge still says, you need to insure your kid. Anyone run into that one yet? We used to get those kid only court order coverage types all the time. Not good clients, they are on the books about 2 months or so.

I've had a couple of inquiries where an uninsurable parent couldn't get coverage on the child. There was nothing they could do in AZ. Tragic.

 

[somarco]

Prior to Obamacrap healthy kids could get coverage, sick ones could not.

Now none of them can get coverage.

Change you can believe in.

 

[Norwayguy]

Prior to Obamacrap healthy kids could get coverage, sick ones could not.

Now none of them can get coverage.

Change you can believe in.

Come now we can't blame our elected officials for these unintended consequences, there jobs are to read the bills and vote yes or no not to devine the future of what will happen once they read the bill....Hello I still don't understand why we just can't fire all the politicians that don't read the bills for failing to preform their jobs. And don't give me elections in no other job in this country would we be required to keep an employee that blatantly refused to do their jobs.

Hey I've got an idea, the Constitution requires Senators and Congressman/woman fine we can't get them out of office but we could institute 90 day reviews and fire them as employees of the federal government ie no pay and benefits while allowing them to maintain their political position...I don't remember the constution ever mentioning compensation.