For porous furniture like mattresses and couches, if they have mold after cleaning attempts, they are typically considered damaged and eligible for replacement in your claim.
Interior painting needed for mold remediation is categorized under "MOLD" damage, necessary to restore affected surfaces and prevent future issues.
Engaging an engineer for structural inspection, even if they find everything is okay, should be covered as it ensures the safety and integrity of your home post-water damage and mold exposure.
